Terms & Conditions
Welcome to our website as well as any other media form, media channel, mobile website or mobile
application related, linked, or otherwise connected thereto (collectively, the “Site”). Our aim is to
ensure that the Rumin Arts users and customers are satisfied and happy with our deliverables. We are
committed to providing a happy, safe and secure environment in which each user can explore the art
work and interested creatives.
The use of this website is subject to the following terms of use:
The content of the pages of this website is for your general information and use only. It is subject to
change without notice.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness,
performance, completeness or suitability of the information and materials found or offered on this
website for any particular purpose. You acknowledge that such information and materials may contain
inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest
extent permitted by law.
This website contains material which is owned by or licensed to us or is free of license. This material
includes, but is not limited to, the design, layout, look, appearance, lectures, video lectures, notes,
questions, sample papers, and graphics. Reproduction is prohibited other than in accordance with the
copyright notice, which forms part of these terms and conditions.
Prohibited Activities
You may not access or use the Site for any purpose other than that for which we make the Site available.
The Site may not be used in connection with any commercial endeavors except those that are
specifically endorsed or approved by us.
As a user of the Site, you agree not to:
1. systematically retrieve data or other content from the Site to create or compile, directly or
indirectly, a collection, compilation, database, or directory without written permission from us.
2. make any unauthorized use of the Site, including collecting usernames and/or email addresses of
users by electronic or other means for the purpose of sending unsolicited email, or creating user
accounts by automated means or under false pretenses.
3. use a buying agent or purchasing agent to make purchases on the Site.
4. use the Site to advertise or offer to sell goods and services.
5. circumvent, disable, or otherwise interfere with security-related features of the Site, including
features that prevent or restrict the use or copying of any Content or enforce limitations on the
use of the Site and/or the Content contained therein.
6. engage in unauthorized framing of or linking to the Site.
7. trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account
information such as user passwords;
8. make improper use of our support services or submit false reports of abuse or misconduct.
9. engage in any automated use of the system, such as using scripts to send comments or messages,
or using any data mining, robots, or similar data gathering and extraction tools.
10. interfere with, disrupt, or create an undue burden on the Site or the networks or services
connected to the Site.
11. attempt to impersonate another user or person or use the username of another user.
12. sell or otherwise transfer your profile.
13. use any information obtained from the Site in order to harass, abuse, or harm another person.
14. use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content
for any revenue-generating endeavor or commercial enterprise.
15. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any
way making up a part of the Site.
16. attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or
any portion of the Site.
17. harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any
portion of the Site to you.
18. delete the copyright or other proprietary rights notice from any Content.
19. copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or
other code.
20. upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material,
including excessive use of capital letters and spamming (continuous posting of repetitive text),
that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs,
disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the
Site.
21. upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or
active information collection or transmission mechanism, including without limitation, clear
graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices
(sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
22. except as may be the result of standard search engine or Internet browser usage, use, launch,
develop, or distribute any automated system, including without limitation, any spider, robot,
cheat utility, scraper, or offline reader that accesses the Site, or using or launching any
unauthorized script or other software.
23. disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
24. use the Site in a manner inconsistent with any applicable laws or regulations.
25. [other]
Mobile Application License
Use License
If you access the Site via a mobile application, then we grant you a revocable, non-exclusive, nontransferable, limited right to install and use the mobile application on wireless electronic devices owned
or controlled by you, and to access and use the mobile application on such devices strictly in accordance
with the terms and conditions of this mobile application license contained in these Terms of Use. You
shall not: (1) decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt
the application; (2) make any modification, adaptation, improvement, enhancement, translation, or
derivative work from the application; (3) violate any applicable laws, rules, or regulations in connection
with your access or use of the application; (4) remove, alter, or obscure any proprietary notice (including
any notice of copyright or trademark) posted by us or the licensors of the application; (5) use the
application for any revenue generating endeavor, commercial enterprise, or other purpose for which it
is not designed or intended; (6) make the application available over a network or other environment
permitting access or use by multiple devices or users at the same time; (7) use the application for
creating a product, service, or software that is, directly or indirectly, competitive with or in any way a
substitute for the application; (8) use the application to send automated queries to any website or to
send any unsolicited commercial e-mail; or (9) use any proprietary information or any of our interfaces
or our other intellectual property in the design, development, manufacture, licensing, or distribution of
any applications, accessories, or devices for use with the application.
Third-Party Websites and Contents
The Site may contain (or you may be sent via the Site) links to other websites ("Third-Party Websites") as
well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information,
applications, software, and other content or items belonging to or originating from third parties ("ThirdParty Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or
checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any ThirdParty Websites accessed through the Site or any Third-Party Content posted on, available through, or
installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy
practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content.
Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any ThirdParty Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and
access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk,
and you should be aware these Terms of Use no longer govern. You should review the applicable terms
and policies, including privacy and data gathering practices, of any website to which you navigate from
the Site or relating to any applications you use or install from the Site. Any purchases you make through
Third-Party Websites will be through other websites and from other companies, and we take no
responsibility whatsoever in relation to such purchases which are exclusively between you and the
applicable third party. You agree and acknowledge that we do not endorse the products or services
offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase
of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or
harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with
Third-Party Websites.
Modifications and Interruptions
We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason
at our sole discretion without notice. However, we have no obligation to update any information on our
Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.
We will not be liable to you or any third party for any modification, price change, suspension, or
discontinuance of the Site.
We cannot guarantee the Site will be available at all times. We may experience hardware, software, or
other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or
errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the
Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever
for any loss, damage, or inconvenience caused by your inability to access or use the Site during any
downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us
to maintain and support the Site or to supply any corrections, updates, or releases in connection
therewith.
Payment Terms
1. In these Terms and Conditions, the term “Charge Back” shall mean, approved and settled credit card or
net banking purchase transaction(s) which are at any time refused, debited or charged back to Institute
account (and shall also include similar debits to Payment Service Provider's accounts, if any) by the
acquiring bank or credit card company for any reason whatsoever, together with the bank fees,
penalties and other charges incidental thereto.
2. Server Slow Down/Session Timeout: In case the Website or Payment Service Provider’s webpage, that is
linked to the Website, is experiencing any server related issues like ‘slow down’ or ‘failure’ or ‘session
timeout’, the User shall, before initiating the second payment,, check whether his/her Bank Account has
been debited or not and accordingly resort to one of the following options:
In case the Bank Account appears to be debited, ensure that he/ she does not make the
payment twice and immediately thereafter contact the Help Desk via e-mail or any other mode
of contact as provided by the Institute to confirm payment.
In case the Bank Account is not debited, the User may initiate a fresh transaction to make
payment.
However, the User agrees that under no circumstances the Payment Gateway Service Provider
shall be held responsible for such fraudulent/duplicate transactions and hence no claims should
be raised to Payment Gateway Service Provider No communication received by the Payment
Service Provider(s) in this regards shall be entertained by the Payment Service Provider(s).
3. The Institute and the Payment Service Provider(s) assume no liability whatsoever for any monetary or
other damage suffered by the User on account of:
The delay, failure, interruption, or corruption of any data or other information transmitted in
connection with use of the Payment Gateway or Services in connection thereto; and/ or
Any interruption or errors in the operation of the Payment Gateway.
4. The User agrees, understands and confirms that his/ her personal data including without limitation
details relating to debit card/ credit card transmitted over the Internet may be susceptible to misuse,
hacking, theft and/ or fraud and that the Institute or the Payment Service Provider(s) have no control
over such matters.
5. Although all reasonable care has been taken towards guarding against unauthorized use of any
information transmitted by the User, the Institute does not represent or guarantee that the use of the
Services provided by/ through it will not result in theft and/or unauthorized use of data over the
Internet.
6. The Institute, the Payment Service Provider(s) and its affiliates and associates shall not be liable, at any
time, for any failure of performance, error, omission, interruption, deletion, defect, delay in operation or
transmission, computer virus, communications line failure, theft or destruction or unauthorized access
to, alteration of, or use of information contained on the Website.
7. The User will be required to login his/ her own User ID and Password, given by the Institute in order to
register and/ or use the Services provided by Institute on the Website. By accepting these Terms and
Conditions the User aggress that his/ her User ID and Password are very important pieces of information
and it shall be the User’s own responsibility to keep them secure and confidential. In furtherance hereof,
the User agrees to;
Choose a new password, whenever required for security reasons.
Keep his/ her User ID & Password strictly confidential and not share it or disclose it.
Be responsible for any transactions made by User under such User ID and Password.
Debit/Credit Card, Bank Account Details
1. The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid
Service(s) must be correct and accurate and that the User shall not use a debit/ credit card, that is not
lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User
further agrees and undertakes to provide correct and valid debit/credit card details.
2. The User may pay his/ her fees and any other dues to the Institute by using a debit/credit card or
through online banking account. The User warrants, agrees and confirms that when he/ she initiates a
payment transaction and/or issues an online payment instruction and provides his/ her card / bank
details:
The User is fully and lawfully entitled to use such credit / debit card, bank account for such
transactions;
The User is responsible to ensure that the card/ bank account details provided by him/ her are
accurate;
The User is authorizing debit of the nominated card/ bank account for the payment of fees and
any other dues selected by such User along with the applicable Fees/ Charges.
The User is responsible to ensure sufficient credit is available on the nominated card/ bank
account at the time of making the payment to permit the payment of the dues payable or the
bill(s) selected by the User inclusive of the applicable Fee/ Charges.
Payment Gateway Disclaimer
The Service is provided in order to facilitate access to view and pay Fees or any other dues of the
Institute online. The Institute or the Payment Service Provider(s) do not make any representation of any
kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the
Website for this purpose. By accepting/ agreeing to these Terms and Conditions, the User expressly
agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility
of the User.
Payment Refund Policy for Online Payments
Refund for Charge Back Transaction: In the event there is any claim for/ of charge back by the User for
any reason whatsoever, such User shall immediately approach the Institute with his/ her claim details
and claim refund from the Institute alone. Such refund (if any) shall be effected only by the Institute via
payment gateway or any other means as the Institute deems appropriate. No claims for refund/ charge
back shall be made by any User to the Payment Service Provider(s) and in the event such claim is made it
shall not be entertained.
Refund for fraudulent/duplicate transaction(s): The User shall directly contact the Institute for any
fraudulent transaction(s) on account of misuse of Card/ Bank details by a fraudulent individual/party
and such issues shall be suitably addressed by the Institute alone in line with their policies and rules.
Governing Law
Any legal action of whatever nature brought by either you or us (collectively, the “Parties” and
individually, a “Party”) shall be governed by and construed in accordance with the laws of India.
The rights and obligations of the Parties under, or pursuant to, this clause, shall be governed by
and subject to Indian law. Any dispute arising will be settled amicably as far as possible, failing
which, the matter will be referred to arbitration as per Arbitration and Reconciliation Act at
Jabalpur (MP) and arbitration will be in English.
Electornic Communications, Transactions, And Signatures
Visiting the Site, sending us emails, and completing online forms constitute electronic communications.
You consent to receive electronic communications, and you agree that all agreements, notices,
disclosures, and other communications we provide to you electronically, via email and on the Site,
satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE
OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC
DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR
VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules,
ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention
of non-electronic records, or to payments or the granting of credits by any means other than electronic
means.
Disclaimer
The information contained in this website is for general information purposes only. The information is
provided by the Institution and while we endeavor to keep the information up to date and correct, we
make no representations or warranties of any kind, express or implied, about the completeness,
accuracy, reliability, suitability or availability with respect to the website or the information, products,
services, or related graphics contained on the website for any purpose. Any reliance you place on such
information is therefore strictly at your own risk. In no event will we be liable for any loss or damage
including without limitation, indirect or consequential loss or damage, or any loss or damage
whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this
website. Through this website you are able to link to other websites which are not under the control of
Institution. We have no control over the nature, content and availability of those sites.
The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed
within them. Every effort is made to keep the website up and running smoothly. However, the Institution
takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to
technical issues beyond our control
Welcome to our website as well as any other media form, media channel, mobile website or mobile
application related, linked, or otherwise connected thereto (collectively, the “Site”). Our aim is to
ensure that the Rumin Arts users and customers are satisfied and happy with our deliverables. We are
committed to providing a happy, safe and secure environment in which each user can explore the art
work and interested creatives.